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Credit rights
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Buying on credit does give you some extra rights, for example, if goods are faulty.

If a trader has an arrangement with a finance or credit card company to allow you to pay by credit, you have extra protection.

This applies if the goods cost more than £100 but less than £30,000 including VAT.

The credit company is equally liable for a breach of contract or misrepresentation by the trader. For example, if the goods are not delivered or are not what you ordered, or a holiday was wrongly described or you did not get what you paid for, you may be able to claim from the credit card or finance company.

(Source : http://www.oft.gov.uk)